BANKRUPTCY · NEVADA, NV
A fresh start is closer than you think.
Overwhelming debt isn’t a character flaw — it’s a problem with a legal solution. Our Las Vegas bankruptcy attorneys make the whole process simple, affordable, and judgment-free, with payment plans that work for you.
Free, same-day consultations.
Affordable payment plans
Creditor calls stop the day we file
No surprise fees
REAL PEOPLE. REAL HELP.
If the calls and the notices have taken over your life, there's a way out.
Bankruptcy was built for exactly this. It’s a legal tool that millions of honest people have used to wipe out debt they can’t repay and start over. For most of our clients, the relief begins the moment we file — because the law requires creditors to stop calling.
Our job is to make the whole process as easy as it can possibly be. You’ll work with a licensed attorney who explains everything in plain English, gives you one honest price up front, and handles the work while you breathe.
HOW WE MAKE THIS EASY
Four ways we take the weight off you.
The whole point of this practice is that the bankruptcy process shouldn’t be another stressful thing on your list. So we built it not to be.
Virtual process
Affordable
Plain English, always
Attorney help from start to finish
Chapter 7 — the fresh start.
For people whose debt is more than what they can pay.
Chapter 7 is the bankruptcy most people picture when they think of “bankruptcy” — and for good reason. It wipes out most unsecured debt (credit cards, medical bills, personal loans) entirely, usually in about 90 days. No payment plan to creditors. No years of monthly payments. Just relief.
Most people qualify if their income is below Nevada’s median, or they pass the means test. We’ll figure that out together at your free consultation — and we’ll tell you straight whether it’s the right path for you.
Eliminate qualifying unsecured debt completely
Creditor calls and collection actions stop the day we file
Most clients keep their everyday property through Nevada exemptions
Typically resolved in about 90 days from filing
AFFORDABLE PAYMENT PLAN
CHAPTER 7 ATTORNEY FEE + COURT COSTS
$199
/mo for 7 months
$1,393 total · agreed in writing before we start
✓ WHAT'S INCLUDED
Attorney help from start to finish
Preparation and filing of your full petition
The means test and all required forms
Your attorney with you at the creditors' meeting
Not sure what type of bankruptcy is right for you?
FOR HIGHER INCOME OR KEEPING KEY ASSETS
Chapter 13 — the reorganization plan.
For people who need to stop a foreclosure, catch up on a mortgage or car, or protect assets above the exemption limits.
Chapter 13 takes everything you owe and consolidates it into one manageable monthly payment over 3 to 5 years. It’s not about wiping out debt — it’s about giving you a structured, court-protected way to catch up on what matters and discharge the rest.
The thing most people don’t realize about Chapter 13: the bulk of the attorney’s fee is paid through the plan itself, not upfront. That’s why we can start your case for just $500 — even if you don’t have thousands sitting in the bank.
Stop a foreclosure and catch up on your mortgage
Catch up on a vehicle loan and keep your car
Protect assets that wouldn't be exempt in Chapter 7
One manageable monthly payment, court-protected
CHAPTER 13 ATTORNEY FEE
$500
down
The remainder is part of your Chapter 13 plan.
✓ HOW IT WORKS
Just $500 to get your case filed
The remaining attorney fee is paid through your Chapter 13 plan
So your out-of-pocket cost stays small, even though you're getting a full bankruptcy team
How It Works
Four simple steps — same for
either chapter.
1
Free consult
2
Honest price
3
We do the work
4
Your fresh start
REAL CONCERNS. REAL ANSWERS.
What you've heard vs. the truth.
😟 What people fear
- "I'll lose everything I own."
- "Everyone will know."
- "My credit will be ruined forever."
- "Filing means I failed."
✅ The reality
- Most clients keep their everyday property through Nevada exemptions.
- It's a legal process — handled quietly and professionally.
- Many clients start rebuilding credit within a year.
- It's a smart, legal financial reset — used by millions.
The discount is in the price — never the service.
You get a licensed attorney handling your case personally. We keep the price low and the payments accessible through efficient, modern systems — not by cutting corners on you.
A licensed attorney on your case
Affordable payment options for both Chapter 7 and Chapter 13
Mostly remote — meet in person only if you would like
Judgment-free guidance without all the legal words
REAL QUESTIONS. REAL ANSWERS.
Las Vegas Bankruptcy Attorney FAQ.
How much does bankruptcy really cost?
Will I lose my house or car?
Usually, no — and we know that’s the fear keeping a lot of people from even calling. Nevada has exemption laws that protect your home, your vehicle, and your everyday belongings, and most clients keep what they have.
Chapter 13 is specifically designed to stop foreclosures or get your vehicle back after it has been repossessed. A Chapter 13 lets you catch up on a mortgage or a car loan over time. We’ll walk through exactly what’s protected in your situation at the free consultation.
Will the creditor calls really stop?
Yes — clients describe the first time they’ve been able to breathe in months is after our consultation, and the time they sleep through the night without worrying about their bills is when the creditor calls stop. The day we file, an “automatic stay” kicks in, and the law requires most creditors to stop contacting you and stop collection actions (this means your garnishment stops and a pending foreclosure or repossession is called off). It’s immediate, it’s real, and it’s enforceable.
How do I know which chapter is right for me?
Short version: Chapter 7 wipes out qualifying debt and is best if your income is below Nevada’s median or you pass the means test. Chapter 13 is a 3–5 year repayment plan, and it’s the right move if you need to stop a foreclosure, keep a car you’re behind on, protect assets above the exemption limits, or if you’ve previously filed Chapter 7 in the recent past. The free consult is the fastest way to find out which one fits — we’ll tell you in your consultation, and we will even tell you when bankruptcy is not the right choice for you.
Can I afford this if I'm already broke?
We hear this a lot, and we get the irony — paying to file bankruptcy when you’re already struggling with bills. That’s exactly why the pricing is split into monthly payments. Chapter 7 spreads the fee over 7 months so you’re never out a big chunk at once. Chapter 13 starts at just $500, with the rest of your attorney’s fees paid through the plan itself. Your Chapter 13 repayment plan depends on your income, your expenses and debts, and we can estimate your plan payment before filing if that makes you comfortable. The whole point is to make this possible for people who can’t afford to pay it all at once.
Will everyone find out?
Bankruptcy is handled through the court, not announced in the newspaper. Technically the filing is public record, but rarely do bankruptcies show up in a Google search of your name. In practice almost no one in your life will find out unless you tell them. We handle the whole thing quietly and professionally.
How long does it take?
Chapter 7 typically wraps up in about 90 days from filing — relief comes fast and you can start rebuilding your credit right away. A Chapter 13 has a 3 to 5 year repayment plan, but the creditor protection starts immediately. We’ll give you a real timeline at the consult, not a “depends” answer.
What if I'm not actually sure I want to file?
Come talk to us anyway. The consult is free, it’s confidential, and we’re not going to pressure you into anything. Sometimes the right call is bankruptcy. Sometimes it’s negotiating with creditors. Sometimes it’s something else entirely. We’ll tell you what we’d do in your shoes — and the rest is up to you.